Wise Women List Archive File
Medical Insurance for Self-Employed Web Designers
Any good medical insurance programs out there for self-employed web
designers? I know I've seen mention of this in the past but I don't
remember where or what.
The Graphic Artists Guild offers a group plan to members. http://www.gag.org/
I don't know specifics, but I know the AIP offers all types of insurance
for their members (and other benefits, discounts, etc.) , and membership
is fairly inexpensive.
I've been with CIGNA & AAQHC for medical and dental insurance since 1996
when I first went freelance. They're for any individuals in California, not just for designers, and [we] have been very happy with the doctors and hospitals that work with them.
They ain't cheap, but then again, no medical insurance worth having is.
Whatever you do, buyer beware:
Insured? Not Really
MIAMI, Florida, June 4, 2002
(CBS) -- A growing number of Americans are being scammed by fly-by-night
insurance companies, and many times the victims don't find out they've
been had until they need insurance the most, reports CBS News
Correspondent Bobbi Harley.
Richard Baer never thought he'd be rich, nor did the sixty-year-old small
business owner think he'd be in debt, big debt, owing more than $50,000 in
"My life has definitely changed ... this has been a tough year" said Baer,
whose insurance company, Indiana-based T.R.G., should have covered his
bills but instead it sold him a bogus insurance policy.
"This is one of the biggest insurance swindles of the last 10 years," said
James Quiggle of the Coalition Against Insurance Fraud. "These phony plans
are operating in all fifty states, leaving untold thousands, possibly
hundreds of thousands of innocent business owners and consumers bilked out
of insurance premiums and have been sold insurance that doesn't exist."